Most Amazon DSPs never compare their workers’ comp program against all available carrier and PEO options. We do — and often uncover significant savings or better program structures. Direct, in all 50 states.
Delivery operations are one of the toughest classes in workers' comp. Generalist brokers shop your account blind. We underwrite it right the first time.
High driver turnover, seasonal peaks, multi-station operations, Amazon insurance requirements — the DSP model breaks the mold that generalist agents work from. We built our programs around it.
Correct class codes, realistic payroll projections, and carrier partners that actually want last-mile delivery risk — so your quotes come back priced right, not padded.
Certificates of insurance and coverage structured to meet Amazon's DSP program requirements — issued promptly, so compliance never puts your contract at risk.
Pay-as-you-go billing tied to actual payroll, PEO bundling, and program structures that keep premium aligned with your real headcount through peak and trough.
Most DSP owners never realize their account is often passed through multiple intermediaries before it reaches the actual insurance market. Every layer adds time, blurs your story to underwriters, and costs money — while adding little you can point to.
Going direct means your operation is presented to carriers and PEOs by people who understand it, your questions get answered by the team that placed the coverage, and renewals get worked early instead of the week before your effective date.
Benchmark My ProgramYour operation, tenure, and loss history determine which structure wins. We quote them against each other and show you the numbers.
Guaranteed-cost workers' comp policies from multiple A-rated carriers that actively write last-mile delivery.
Bundle workers' comp with payroll, taxes, and HR compliance under a professional employer organization — often the sharpest pricing for newer or higher-mod DSPs.
Premium calculated from actual payroll each cycle instead of a big up-front estimate — built for DSP seasonality.
Five quick questions — no contact info required to see your result. We'll show you which program structures your operation likely qualifies for, and whether your renewal timing gives you leverage.
Rough numbers are fine — this is a directional check, not an application.
No broker tag, no runaround. Here's the whole process.
Complete the cost review request below — two minutes for the basics, or add full underwriting detail to speed things up. Loss runs can be emailed separately.
We package your submission the way underwriters want to see it and take it directly to carriers and PEOs that compete for DSP business.
You get options side by side — carrier vs. PEO vs. pay-as-you-go — with straight talk on the trade-offs. Pick one, and we handle binding and certificates.
Two minutes, no obligation. We'll benchmark your current program against every carrier and PEO market we represent and show you where you stand. Payroll and loss details are optional — but they make the review sharper.
Thanks — your submission is in our underwriting queue. Expect a response within one business day. To speed things up, email your loss runs to submissions@clearwaterpartners.us.
Two minutes now. Your current program, benchmarked against every market we represent.
Start My Free Cost Review